Personal Finance
Savings & Investments (FDs, bonds, stocks, mutual funds)
Retirement & Pension Planning
Taxation tips (ITR filing, exemptions, GST updates)
10 Investing Lessons This Diwali True wealth comes from patient, disciplined investing and preserving money, not flashy moves. 1. Don’t Follow the Crowd • The rise of social media has turned investing into a trend game. • As Frederick Allen Lewis noted: “Follow the crowd, take up the new toys that were amusing the crowd.” […]
RBI Allows Early Exit for Sovereign Gold Bond (SGB) 2020-21 Series-VII Investors! The Reserve Bank of India (RBI) has announced premature redemption for the SGB 2020-21 Series-VII, originally issued on 20 October 2020. Redemption Date: 20 October 2025 (that’s the 5th year from the issue date — eligible for early exit) Performance Snapshot: The bonds
RBI Allows Early Exit for Sovereign Gold Bond (SGB) 2020-21 Series-VII Investors! Read More »
Didn’t Pay Your EMI? Your Phone Could Get Locked! The Reserve Bank of India (RBI) is actively evaluating a proposal that would allow lenders to remotely lock smartphones bought on EMI if the owner defaults on payments. While the move is not yet a formal regulation, it is being considered to curb rising defaults, particularly
Didn’t Pay Your EMI? Your Phone Could Get Locked! Read More »
Real Estate Debt & Equity AIFs: The New Wealth Strategy for Indian High Net Worth Investors: The Emerging Investment Avenue for High Net Worth Investors. Real Estate Alternative Investment Funds (AIFs) are emerging as a key investment avenue for high-net-worth individuals (HNIs) in India, moving beyond traditional real estate investments like direct property purchases. These
How Much Gold Can You Keep at Home? Know the 2025 Rules! Many people keep gold jewellery and coins at home as part of family savings or inheritance — but do you know how much is safe from Income Tax scrutiny? No Fixed Legal Limit — But Source Matters! -There is no restriction under the
How Much Gold Can You Keep at Home? Know the 2025 Rules! Read More »
Dhanteras Shines Bright: Gold Sales Sparkle Despite High Prices! Dhanteras shopping: High price tags didn’t dim gold’s shine – Here’s what drew in consumers. High gold and had little effect on this Dhanteras, with sales matching last year’s volumes and rising by more than 25% in value. Despite record-high gold and silver prices, Dhanteras sales
Dhanteras Shines Bright: Gold Sales Sparkle Despite High Prices! Read More »
The Harsh Reality of India’s Blue-Collar Workforce: Living on the Edge of Financial Insecurity A staggering 58% of India’s blue-collar workforce earns less than ₹20,000 per month, barely enough to cover basic expenses like rent, groceries, and commute. With inflation eating into their meager earnings, these workers are left with zero room to save, invest,
Silver’s Stellar Rise: Beating Nifty and Gold with Industrial Demand Silver’s price surge is driven by its growing industrial applications in : Electronics: Silver’s high conductivity makes it ideal for electronics manufacturing. Solar Panels: Silver’s use in solar panels boosts its demand as a clean energy source. EV Batteries: Silver’s role in electric vehicle batteries
Silver’s Stellar Rise: Beating Nifty and Gold with Industrial Demand Read More »
FINANCIAL AWARENESS AND TIPS:- Bank Transactions & Compliance:- 1. PAN – Permanent Account Number PAN is mandatory for opening any bank account. Must be linked with Aadhaar to remain valid. Required for TDS, filing ITR, and large financial transactions. 2. HUF (Hindu Undivided Family) Account Needs a separate PAN. Ideal for managing ancestral income (especially
TDS on Salary Under New Income Tax Act 2025: A detailed analysis of TDS on Salary for the Financial Year 2025-26 The New Income Tax Act 2025 has brought significant changes to Tax Deducted at Source (TDS) on salary. Here’s what you need to know to avoid any mistakes and get the Benefits of the
