ICICI HFC Product Synopsis .

HOME LOAN

1. Income program/GPR

• Max loan amount 500 Lakh
• ROI – 9.35% to 10.10%
• FOIR – 70% to 80% (upto 90% with deviation)

1. Banking Surrogate

• Max loan amount 300 Lakh
• ROI – 9.35% to 10.10
• dates 10/20/30
• current account mandatory
• 3 accounts can be added including saving account
• 2 credit and debit entry mandate in current

1. Rental program

• Loan amount 250 Lakh
• Cash rental clubbed 50% of rental verified
• 100% of rental showed in ITR
• 80% of rental received in Banking

1. LIP

• Loan amount 100 Lakh
• ROI 10.10% to 10.60%
• PD based

LOAN AGAINST PROPERTY

Max loan amount 300 Lakhs
ROI – LRD/residential -11.15%
– Commerial property/ Purchase – 11.40%
– LAP plot residential – 12.50%

Program

INCOME – Loan amount- 300 Lakhs

Banking and Industry Margin – Loan amount- 300 Lakhs – ROI – +.50%

Rental income – Amount 300 Lakhs – ROI – + .75%

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